Geegpay Review: Read This Before Receiving Money From This Platform

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Geegpay is an online platform primarily created for Nigerians dealing with international transactions, allowing them to effortlessly receive money from clients and freelancing platforms abroad. Despite mixed reviews, it's considered safe and reliable, particularly for freelancers.

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If you are a freelancer or someone who does international transactions, you may have come across Geegpay. Geegpay Africa is one of many online platforms that allows you to receive money from international clients and freelancing platforms effortlessly.

Geegpay Review: Our Verdict

Geegpay is a legit platform that you can use to receive online payments from clients and employers. A lot of freelancers are currently using the platform and have dropped some positive reviews. So, if you’d like to open a virtual dollar account and debit card, you should consider using Geegpay.

What Is Geegpay Used For?

Geegpay, or, is an online payment platform primarily designed for Nigerians to send and receive money from clients abroad. 

If you are a Nigerian freelancer, especially on Upwork and Fiverr, you would understand how stressful it is to receive money from international clients. But with Geegpay, you can easily receive international payments from your clients without hiccups.

How Does Geegpay Work?

Geegpay is a great alternative to Paypal, Payoneer, and the rest. All you need to do is create a virtual bank account on the website and verify your identity. 

After successful signup, you will be provided with your account number for online transactions. You can use the account to send and receive money from anywhere. 

When someone sends funds to your Geegpay virtual account, it goes straight to your wallet. Geegpay charges a flat rate of 0.9% when you receive money with your virtual account. 

You can exchange it from your wallet to your local currency and withdraw it to your local account. It is as simple as that.

How To Create a Geegpay Account (Video)

Here’s a detailed YouTube tutorial showing you how to open a Geegpay account.

You can also follow the simple steps below to open an account on Geegpay;

Step 1: Go to the site or download the App

Step 2: Provide your phone number

Step 3: Fill in your bio data

How to Verify your Geegpay account (Video)

You have to verify your Geegpay account before you can apply for or create a virtual account.

Follow these instructions in the video or the steps below to verify your Geegpay account:

Step 1: Email Verification:

When signing up, Geegpay usually sends a 6-digit code to the email you provided. To verify your account, enter the code in the box provided and click on “verify email” to complete the process.

Step 2: Proof of Address:

You will be asked to prove your address with either a utility bill or bank statement with your current address. After uploading your proof, click on “verify.”

Step 3: Employment Details:

The next stage is providing employment details. If you are employed, upload your proof of employment from your employer. As a freelancer, you can upload screenshots of Upwork, Fiverr, etc., work profiles. Complete the required information and provide a link to your employer’s LinkedIn profile or your own. Click “Verify” to continue.

Step 4: Bank Information:

Carefully type your bank details and submit.

Step 5: ID Verification:

Finally, provide a valid identification document. You can provide either an international passport, national identification number (NIN), or voter card. Upload the image of your identification document and take a selfie on the camera that will come up on the screen. Click on “verify” to complete the whole verification process.

How to Open a Geegpay USD Account (Video)

Watch this video to understand how to get your virtual dollar account.

How to create a virtual account.

You can also follow the step by step guide below to get a virtual dollar account from Geegpay.

Step 1: Create your Virtual Account

When you log in to your Geegpay dashboard using your email and password, go to the “accounts” section. This section allows you to manage your virtual accounts and currencies. On the account section, click on “Create a virtual account.”

Step 2: Select Currency

When you click on Create a Virtual Account, choose the currency you want to use to create your virtual account. After selecting the currency, your account will be created immediately. Note that Geegpay supports various currencies for international transactions.

Step 3: Click on “Done.”

When you’ve selected the currency and your account is created, click “done.” You will see your new virtual account details, including the account details and other necessary information.

Here’s How to Open a Dollar Account in Nigeria for Freelancers

Features of Geegpay

These, among others, are the amazing feature that you can enjoy while using Geegpay;

Create an Instant Virtual USD, EUR, or GBP Bank Account

You can create a virtual account on Geegpay instantly. You can use your virtual accounts on Geegpay to receive payments from Upwork, Fiverr, etc., hassle-free. You can equally use it to withdraw money from other online payment platforms like Paypal, Payoneer, Deel, etc.

Convert between Currencies

The website allows you to convert USD, EUR, etc., to naira for easy withdrawal.

Generate Invoice

Geegpay has an innovative invoicing feature that allows users to automatically generate invoices for their clients and employers.

Create a Virtual USD card.

Geegpay has a virtual card that allows you to make payments online using the card. You can request a virtual USD card from Geegpay, and it will be created almost immediately. 

Here are 9 Cheapest Virtual Dollar Cards in Nigeria That Still Work

Transfer Money to a Local Account

You can easily transfer funds from your Geegpay account to your local Nigerian bank account.

How To Receive Payment From Upwork With Geegpay

Geegpay has made it very easy for freelancers on Upwork to withdraw their money.

To withdraw with Geegpay from Upwork:

  1. Copy your Geegpay USD virtual account details
  2. Go to your Upwork account and re-enter your password to confirm it’s you trying to log in.
  3. Go to the left section on your Upwork and select “Get Paid.”
  4. Select “add a payment method” and click on set up directly to U.S. Bank (USD).
  5. Paste or type your Geegpay account details.
  6. Enter the type of bank account.
  7. Add your routing number.
  8. Enter your Geegpay account number. Cross-check all the information and click on “Add bank account.”

Once you’ve concluded this process, your Geegpay account will be added to your Upwork, and you can start making withdrawals within three days.

Note: You follow the same process to receive international payments from any other online payment platform with Geegpay.

How To Withdraw Money From Geegpay (video)

Withdrawing money from Geegpay is easy.

Here are the steps to follow:

  1. Go to your Geegpay dashboard.
  2. Tap on “Send Money.”
  3. Select the account you want to send money to—in this case, your Nigerian bank account (we advise using an Opay account to receive money).
  4. Enter the amount you want to withdraw
  5. Click on “convert.”
  6. Type in your Nigerian account number and select the bank
  7. Confirm all the information you’ve provided and click send.

The minimum you can withdraw from Geegpay is ₦500 and a maximum of $3,000 equivalent in Naira.

User Experience and Review of Geegpay

We cannot conclude this review without sharing with you some of the user experiences shared about this website. This will help you make up your mind to either sign up on the platform or not. 

Here are a few positive and negative user reviews of

Positive Geegpay Review

Nathaniel Lenshie said he is impressed with the way Geegpay recently resolved his disappearing card and funds issue; as a result, he is updating his review of the website to 4 stars.

Juliet also commended Geegpay customer service for their swift response. According to her, their customer service is responsive. She also mentioned that their conversion rates are fair and reasonable.

Negative Geegpay Reviews

According to Gtrades LLC, Geegpay has terrible roadblocks. Gtrade said he has not been able to transfer money to his Naira account and can’t top up funds on his Geegpay account.

Reynold Frank said the website has refused to verify his account despite sending emails to their support team multiple times with no reply.

You can read more user experiences and reviews about Geegpay on the app stores.

Despite mixed reviews, Geegpay is considered safe and reliable, particularly for freelancers.

Geegpay Customer Service

Judging from the user experience reviews, Geegpay customer service seems to be very active and swift. If you are encountering any challenges with your Geegpay account, you can simply send an email to or follow them on X and Instagram.

Final Thoughts

Geegpay is a must-try for every Nigerian freelancer. It is reliable, safe, and easy to use. We believe that this guide has provided all the information you need to make up your mind about this platform. Keep visiting our blog for more interesting guides.

Frequently Asked Questions About Geegpay

Is it safe to use Geegpay?

Yes, Geegpay is a safe and secure online payment platform. Their industry-standard security protocol feature makes it very safe for users. It has been around for years, and there has been no alarm about fraud or scam activities on the platform.

How long does it take for Geegpay to verify my account?

Account verification is usually instant as long as you have a strong network connection to carry out the verification. Once you complete the last requirement, your account is immediately verified.

How long does it take for money to reflect on Geegpay?

It only takes about 1-2 working days for money to reflect on the Geegpay account. It also depends on the sender’s chosen method of payment.

How much does Geegpay charge?

Geegpay charges 0.9% with a minimum of $1.5 transaction fee for USD, 1% with a minimum of €3 for EUR, and 1% with a minimum of £3 for GBP.

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