Review: Your Comprehensive Guide To Maximising Earnings

The article provides a comprehensive review, covering its legitimacy, features, benefits, and usage. It also includes user reviews and alternatives.

🤲 Share me to your gees na 🥺


This deserves a share, right?


This review covers everything you need to know about this platform before deciding to receive international payments with it. Before now, the only platforms available for freelancers and businesspeople to receive or send money were PayPal (which doesn’t work in Nigeria), TransferWise, and Payoneer.

Platforms like now make it easier to receive your earnings from Upwork, Fiverr, and international clients.

So, in this guide, we’ll elaborate on this platform and give you a step-by-step guide on how to open an account with and the other benefits of using it.

Is Legit?

Yes, is legit. The website is registered and licenced by The Financial Transaction and Report Analysis Centre of Canada (FINTRAC) and the Financial Crime Enforcement Network (FinCEN). These bodies have put rules and regulations in place that protect the interests of people using this platform.

What Is overview overview, formally known as Aboki Africa, is a platform that allows you to create a foreign bank account for all forms of international transactions. Idorenyin Obong and Femi Aghedo jointly own, which is primarily for Africans who do business with foreigners or have foreign clients for simple payment.

When you open an account on, you are provided with an international bank number that can be used to receive payments from any part of the world. You can use just the same way you send and receive money  from Payoneer to account

It is a virtual international bank account that enables you to convert money from one currency to another. On, you can convert dollars to Naira, euros to dollars, or any other currency of your choice. 

Features of has many amazing features that make the website unique. Some of the features include:'s main features’s main features

International Bank Accounts: offers Nigerians the ability to set up virtual bank accounts in foreign currencies such as EUR, GBP, and USD. These accounts are hosted overseas and are not subject to local laws or regulations. This service is especially advantageous for freelancers and remote employees who require a mechanism to accept payments from clients based internationally.

Currency Exchange:

Users can swap the money they receive in their international accounts for their local currency (Naira) and pay it out to their local bank accounts. Users who need to exchange their income into their local currency find this feature beneficial. 

Fast and Efficient: has earned commendations for its speedy and effective online currency exchange processes. Users can enjoy fast global money transfers with their international bank accounts on

Customer Service:

Users have praised’s customer service. One user referred to as the “fintech of the year” and the “knight in shining armour for Nigerian remote workers.”

Amazon Payments: also supports receiving payments from Amazon, which is beneficial for freelancers working with the Amazon Associates program or selling products on Amazon.

Security: ensures the security of funds and protects user information. The platform also has measures in place to protect against fraud.

Ease of Use:

The process of opening an account with is described as smooth. Users can register in minutes, complete KYC verification, and get their virtual account.

Mobile App: has a mobile app available on both the App Store and Google Play Store, providing users with the convenience of managing their finances on the go.

Unique tags:

With a grey account, you can create your personal username to use in sending and receiving money without having to input long bank details for transactions.

Benefits of Using 

There are a lot of benefits that come with using a account. They include the following:

Instant transactions

You can send and receive money instantly through your global bank account. There’s no distance barrier, and transactions are easy to track, secure, and not restricted by office hours.

Foreign currency exchange

With a account, you don’t have to worry about how to convert your dollar, euro, or any other foreign currency to naira. You don’t need to go through a bureau de change or bank before you can have your money in naira. The platform converts money to any currency you want to change to.

Fair transaction charge rate charges relatively low fees for their transactions compared to the bank charges or the process of exchanging currency. Transactions are affordable and fast.

How to Use Step-by-Step

Here is a step-by-step guide on how to use

How to open a foreign bank account on
How to open a foreign bank account on

Step 1: Create an Account

Launch the Mobile app or go to their signup page and click on “Create a Free Account.”

Step 2: Fill in Your Information

Fill in all the information required on the form provided, e.g., your name, email address, phone number, and a password that you can easily remember.

Step 3: Enter Referral Code (If Applicable)

If you were referred by someone, enter their referral code, then click on “Create your account.” If you weren’t referred, after filling out the form, proceed and click on “Create your account.” Your account will be created—as simple as that.

Step 4: Verify Your Email

A verification code will be sent to the email you provided when filling out the form. You can go ahead and verify your email.

Step 5: Complete KYC Verification

Complete your Know Your Customer (KYC) verification. This process is important for carrying out successful transactions on the platform and helps in detecting any fraudulent activity that may occur.

Once you’ve completed these steps, your account is ready for any kind of transaction. Referral Program

Aside from using as a virtual foreign account, you can also make some money from their referral program. This sounds interesting, right? 

Yea, this is why we are writing this content on the review: to show you how you can maximise your earnings on the platform. Grey offers a referral program where you can refer people and earn some commission when they click on your referral link.

All you need to do is log in to your grey account, copy your referral code or link, and share it with friends on social media or any platform. 

When they click on the link or use your referral code to sign up and deposit at least $500 in their foreign account, you both earn $5 in commission. The more people you refer sign up, the more money you make. Review and User Experiences review

The user experience and reviews of any app determine its authenticity and acceptance. Before signing up for any app or platform, it is pertinent to read other people’s reviews and the experiences they share about the app. In this review article, here are the positive and negative reviews we gathered about the platform.

Positive review

According to Iga Charles, has saved him the stress of using other platforms that are unreliable and also charge a high fee. With, he’s able to create a Euro and pound account and also get his dollar card within a few minutes.

Negative review

Just like the general saying, “What works for Mr. A may not work for Mr. B.”

To Grace Akpan, is not particularly the best. She expressed her displeasure about the app. She said their transaction charge was high, and the customer service she received wasn’t impressive.

You can read more reviews.

Customer Service of

If you are experiencing any challenges while using the website, you can contact customer care on their platform or send an email to their official email address,

Final thoughts 💭

Go for if you are looking for an easy-to-use platform for sending, receiving, and performing foreign currency exchange.

We believe that our review content has opened your eyes to the good side of this app and how you can also earn money on the platform.

Frequently Asked Questions (FAQs)

Can I receive money through in Nigeria?

Yes, you can receive foreign payments through in Nigeria. The platform is available to Nigerians and other African countries.

Is trustworthy?

Yes, is trustworthy. They’ve taken a lot of preventive measures to make sure users’ data is protected from any form of fraudulent attack. They have 2FA  and KYC, and customer data is encrypted to ensure safe transactions.

Which country supports

Although it is a Nigerian-owned website, it is accessible by other African countries as a payment platform that allows you to send and receive money in three currencies: the euro, the dollar, and the pound.

Can I fund my grey account with naira?

Yes, you can fund your grey account with naira. When you add your naira account to your dashboard, you can fund your account with naira, which will reflect in your naira balance.

What is the minimum withdrawal from Grey?

The minimum withdrawal from Grey is 2500 NGN. When you have at least $10, you can switch to naira and withdraw.

Join Our Tribe of Successful Freelancers and Entrepreneurs Today

Get the latest opportunities and guides to boost your business and freelancing journey.

FREE: Discover the Skills That Will Make You Money in 2024