There is no such thing as too much money, and everyone could use an extra N12k here and there. While it may seem impossible, several legit money making apps in Nigeria can enable you to earn such an amount daily.
In this guide, we will explore some apps to make money online in Nigeria.
Table of contents
Top Money Making Apps in Nigeria
When you talk about the top apps to make money online in Nigeria, we are stuck with quite a handful, making it difficult to decide which is the best to associate with. So below is a list of money making apps in Nigeria you can choose from or rather still trust;
Chipper cash
Chipper Cash is an app that allows users to send and receive money across different African countries. It allows you to make money through their referral program, where you can earn commissions for referring new users to the app.
How to Make Money With Chipper Cash
You can make money by participating in their referral programme with the Chipper Cash app. Simply share your referral code or link with others, encouraging them to sign up and use Chipper Cash. You earn commissions based on their activity as they engage in transactions like sending and receiving money.
How to Withdraw From Chipper Cash
To withdraw the money you’ve earned from the Chipper Cash app, you can link your local bank account to the app and initiate a withdrawal request. Chipper Cash supports direct bank transfers, allowing you to transfer your earnings to your linked bank account conveniently.
Opay
Opay is one of the most popular apps to make money online in Nigeria. This app offers mobile money transfers, bill payments, airtime purchases, and more. You can make money with this app by participating in their referral programme and earning commissions for referring new users to the app.
How to Make Money With Opay
You may make money with the Opay app by sharing your referral code or link with others to sign up and utilise their services. Opay pays 800 NGN per referral, and you can earn 12,000 NGN daily with 15 successful referrals. Share your referral code or link with friends, family, or acquaintances to get started.
How to Withdraw From Opay
To withdraw the money earned from the Opay app, you can link your bank account to the app and initiate a withdrawal request. Opay supports direct bank transfers, allowing you to transfer your earnings to your linked bank account conveniently.
Piggyvest
Piggyvest is an app that enables you to save and invest your money, providing opportunities to generate income. Utilising features like the piggybank referral, you can save funds over a predetermined period with an attractive annual interest rate of up to 10%. Additionally, the Investify feature presents investment options to help your money grow.
How to Make Money With Piggyvest
Earning money with Piggyvest is possible through diverse methods. The referral programme rewards you for inviting friends to join the app, with each successful referral earning you a bonus. Participating in the Target Savings Challenge is another avenue for income generation, where you save towards a specific goal and accumulate interest on your savings.
Simply download the Piggyvest app, create an account, and explore the options to kickstart your money-making journey.
How to Withdraw Money From Piggyvest
Withdrawing funds earned on Piggyvest is a straightforward process. You can request a withdrawal through the app, and the funds will be securely transferred to your linked bank account. Enjoy the convenience of seamless payment options the app provides for hassle-free access to your money.
Disadvantages of Piggyvest: Is It Still Legit in 2023?
Upwork
Upwork is one of the best money making apps in Nigeria that connects freelancers with clients seeking their services. Through the Upwork app, you can make money by creating a profile highlighting your skills and expertise and then bidding on projects posted by clients. Once hired, you complete the work remotely and get paid for your services.
How to Make Money With Upwork
There are multiple ways to earn money on Upwork. You can offer your skills in writing, design, programming, marketing, and more categories. Create a compelling profile, browse available projects, and submit proposals to potential clients.
Getting started involves signing up on the Upwork app, creating a profile that showcases your abilities, and actively pursuing job opportunities.
How to Withdraw Money From Upwork
Withdrawing your earnings from the Upwork app is simple. Request a payout, and the money will be transmitted to your desired payment method, such as PayPal, bank transfer, or wire transfer. Choose the most convenient payment method for you and enjoy easy access to the money you’ve earned.
Fiverr
Fiverr is a platform that empowers freelancers to offer their services globally. Utilising the Fiverr app, you can earn income by constructing a profile that exhibits your skills and expertise.
You can also create “gigs,” which are specific service offerings with fixed prices and delivery timelines. Clients navigate through available gigs and engage freelancers to accomplish their desired tasks.
How to Make Money With Fiverr
The Fiverr app presents multiple avenues for monetization. You can provide services across diverse categories, including writing, graphic design, programming, and digital marketing. To begin, simply register on the Fiverr app, create an impressive profile, and generate gigs that accentuate your talents.
How to Withdraw Money From Fiverr
Retrieving your earnings from the Fiverr app is a straightforward procedure. After accumulating earnings in your account, you can request a withdrawal. The app facilitates secure and convenient transfers through payment methods like direct deposit and the Fiverr Revenue Card.
Select your preferred payment method and promptly access your hard-earned money.
Payday
Payday is a mobile app in Nigeria that offers virtual credit and debit cards for different currencies. You can get payments from your boss, clients, social media platforms, and other businesses straight to your own foreign account with no hidden fees.
How to Make Money With Payday
You can earn money by helping people perform financial transactions abroad and charging a fee. For example, you can help your friends who need a US debit card for online transactions complete their transactions and charge 1000 NGN. Completing 12 transactions daily can easily accumulate 12,000 NGN if you make this a business.
How to Make Money with Payday
To withdraw earnings from Payday, simply navigate to the withdrawal section within the app. Then, select your preferred withdrawal method and follow the instructions to transfer funds to your account.
Cowrywise
Cowrywise is one of the mobile applications that simplifies saving and investing. By utilising the Cowrywise app, you have the opportunity to generate income through the act of saving and investing your funds. The app presents a range of customised investment plans to suit your financial objectives and risk tolerance, enabling your money to grow steadily over time.
How to Make Money With Cowrywise
The Cowrywise app provides multiple avenues for earning money. You can accrue income through the interest earned on your savings and investments. Cowrywise offers diverse investment options, such as mutual funds and Treasury bills, which yield returns on your invested capital.
To begin, download the Cowrywise app, establish an account, and select the investment plan that aligns with your financial goals.
How to Withdraw Money From Cowrywise
Withdrawing money from the Cowrywise app is a straightforward process. Initiating a withdrawal request within the app seamlessly transfers funds to your linked bank account. Cowrywise ensures a secure and hassle-free payment method for withdrawals, guaranteeing convenient access to the funds you have earned or saved.
Grey.co
Grey.co is a global advertising agency within the Grey Group network. They provide creative advertising, brand strategy, digital marketing, and social media management services. Working with clients, they develop and execute effective marketing campaigns for businesses to promote their products.
How to make money with grey.co
Grey.co is not a platform for direct individual earnings but an agency where professionals find employment opportunities and use their skills to generate income. To earn with Grey.co, you need employment in advertising, marketing, or creative specialty roles. You can get a salary or fees if you work for Grey.co and give useful services to clients.
How to withdraw your money
Grey.co is not a banking platform; thus, you must follow its payment protocols and policies to withdraw your money as an employee/service provider.
Grey.co Review: Your Comprehensive Guide To Maximising Earnings
Binance
Binance is a mobile application that functions as a platform for cryptocurrency exchange. Using the Binance app, you can generate income by participating in cryptocurrency trading and capitalising on price fluctuations. The app lets you purchase, sell, and exchange various digital currencies, potentially enabling you to profit from market movements.
How to Make Money With Binance
There are several avenues to earn money through the Binance app. By engaging in cryptocurrency trading, you can benefit from buying at lower prices and selling at higher prices, capitalising on market trends. Moreover, Binance offers additional features like staking, lending, and various investment products that provide opportunities for earning.
To commence, simply download the Binance app, create an account and deposit funds. It is crucial to conduct comprehensive research and analysis before trading or investing to enhance the likelihood of making money.
How to Withdraw Money From Binance
Withdrawing money from the Binance app is a straightforward process. Initiating a withdrawal request within the app seamlessly transfers your funds to your designated cryptocurrency wallet or bank account. Binance supports various payment methods, including bank transfers and cryptocurrency withdrawals, ensuring flexible access to the funds you have earned.
Jumia
Jumia is a mobile app that functions as an online marketplace, allowing users to buy and sell a wide range of products. With the Jumia app, you can make money by becoming a seller and offering your products to a large customer base. The app provides a platform to showcase and sell your merchandise, reaching potential buyers across various regions.
How to Make Money With Jumia
You can start by creating a seller account, uploading product listings, and managing orders by offering popular and in-demand products. Furthermore, you need to provide excellent customer service and optimise your product listings. You can attract more buyers and increase your sales on the platform.
Download the Jumia app, create a seller account, and begin listing your products.
How to Withdraw Money From Jumia
Withdrawing money earned from the Jumia app is simple. Sellers can request a withdrawal through the app, and the funds will be transferred to their bank account. Jumia offers convenient payment methods, including bank transfers, to ensure sellers can easily access the money they’ve earned.
How does Jumia affiliate program work + how to make money
Bamboo
Bamboo is a mobile application that simplifies investing in global stocks and exchange-traded funds (ETFs). You can earn money through Bamboo by participating in a diversified portfolio of international securities. The app lets you buy and sell shares in well-known companies and ETFs to profit from their growth and dividends.
How to Make Money With Bamboo
There are various avenues to generate income with the Bamboo app. Commence by creating an account, depositing funds, and selecting an investment portfolio that aligns with your objectives and risk tolerance. Consistently investing and holding positions in profitable companies or ETFs can yield returns through capital appreciation and dividends.
To begin, download the Bamboo app, complete the registration process, and initiate investments in global stocks and ETFs.
How to Withdraw Money From Bamboo
The process of withdrawing earned funds from the Bamboo app is straightforward. Users can request a withdrawal through the app, and the funds will be securely transferred to their linked bank account. Bamboo facilitates seamless and protected bank transfers, ensuring convenient access to the earnings accumulated from your investments.
Trove
Trove is an app that lets you invest in stocks and bonds worldwide. Using the Trove app, you can make money when the value of your investments goes up. The app is easy to use and helps you research and choose investments.
How to Make Money With Trove
First, download the Trove app, sign up, create an account, and put money into it. Then, you can explore the options and decide where to invest. You can choose individual stocks, mutual funds, or even government bonds.
By studying the market, having a diverse portfolio, and holding your investments for a long time, you can make money as your investments grow.
How to Withdraw Money From Trove
If you want to take out the money you earned from the app, it’s easy. Just request a withdrawal through the app, and the money will be transferred to your bank account. Trove supports quick and simple bank transfers, so you can easily access the money you made from your investments.
Risevest
Risevest is one of the real money making apps in Nigeria, where you can invest in stocks and bonds for interest. You can use the app to choose what you want to invest in and manage your investments easily. There are different assets you can invest in using the Risevest app.
How to Make Money With Risevest
First, create an account and put money into it. Then, you can select from different investment options that experts have created or create your own mix of investments. You can make money by watching the market, spreading your investments, and holding onto them for a while.
How to Withdraw Money From Risevest
Simply request a withdrawal through the app, and the money will be sent to your bank account. Risevest ensures the process is secure and smooth, so you can easily access the money you’ve earned.
Luno
Luno is a mobile app that lets you buy, sell, and keep cryptocurrencies like Bitcoin and Ethereum. With Luno, you can profit by trading these digital currencies and profiting from their changing prices. The app provides a safe place for cryptocurrency trading and helps you buy low and sell high to earn a profit.
How to Make Money With Luno
You can actively trade cryptocurrencies by studying the market and making smart buying and selling decisions. Another way is to invest in cryptocurrencies and hold onto them for a long time, hoping their value will increase. Download the Luno app, create an account, and complete the verification process to get started.
Afterward, you can deposit money into your account and begin trading or investing in cryptocurrencies.
How to Withdraw Money From Luno
Withdrawing your earnings from the Luno app is simple. Just request a withdrawal through the app, and your money will be sent to your linked bank account. Luno supports bank transfers as the payment method, making accessing the money you’ve earned easy and secure.
FAQs
1. What is the best money making app in Nigeria?
There are several legitimate money making apps in Nigeria. The top ones include Opay, PiggyVest, Jumia, and Chipper.
2. What are the top money making apps in Nigeria?
The top ten money making apps in Nigeria include Opay, PiggyVest, Trove, Payday, Chipper Cash, Cowrywise, and Jumia.
3. What are other online money making methods in Nigeria?
Apart from money making apps, other online money making methods in Nigeria include freelance work, blogging, affiliate marketing, online surveys, and selling products or services online.
4. Which apps pay out real cash in Nigeria?
Legit money making apps in Nigeria that pay out real cash include Opay, PiggyVest, Bamboo, Chipper Cash, and Jumia One.
5. Are there any free money making apps in Nigeria?
Yes, there are free money making apps in Nigeria. Some examples include Opay, PiggyVest, and Branch, which allow you to earn money through referrals, cashback, or completing specific tasks.
Conclusion
Many legitimate money making apps in Nigeria allow individuals to earn extra income. While they can offer additional financial benefits, it’s crucial to approach them cautiously and conduct thorough research. Ensure to manage your expectations, as these apps may not guarantee substantial or consistent earnings.
It’s advisable to read user reviews, understand the terms and conditions, and exercise good judgement when engaging with these money making apps. This ensures a safe and profitable experience.
